Privacy Policy

CJMS Agency of North Georgia LLC ("CJMS," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or contact us for insurance services. Please read this policy carefully. If you disagree with its terms, please discontinue use of our site.

1. Information We Collect

We may collect personal information that you voluntarily provide when you request a quote, contact us, or use our services. This may include:

• Full name, email address, and phone number
• Mailing address and property information
• Date of birth and driver's license information (for insurance quoting purposes)
• Vehicle information and driving history
• Business information for commercial coverage requests
• Any other information you choose to provide

We also automatically collect certain technical information when you visit our website, such as IP address, browser type, pages visited, and referring URLs, through standard web server logs and analytics tools.

2. How We Use Your Information

We use the information we collect to:

• Prepare and deliver insurance quotes from our carrier partners
• Communicate with you about your policies, renewals, and claims
• Respond to your inquiries and provide customer support
• Comply with applicable laws, regulations, and licensing requirements
• Improve our website and service offerings
• Send you service-related communications you have requested

4. Disclosure of Your Information

We may share your information in the following limited circumstances:

• Insurance carriers: To obtain quotes and bind coverage on your behalf, we share relevant information with our licensed carrier partners. This is necessary to provide the services you requested.
• Service providers: We may share information with trusted vendors who assist us in operating our website or conducting our business, provided they agree to keep your information confidential.
• Legal requirements: We may disclose information when required by law, court order, or governmental authority, or to protect the rights, property, or safety of CJMS, our clients, or others.
• Business transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

We do not sell, rent, or trade your personal information to third parties for their own marketing purposes.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Third-Party Links

Our website may contain links to third-party websites, including insurance carrier portals and payment processors. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any personal information.

7. Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately and we will take steps to delete it.

8. Your Rights & Choices

Depending on your state of residence, you may have certain rights regarding your personal information, including the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information, subject to legal and regulatory obligations
• Opt out of certain communications

To exercise any of these rights, please contact us using the information below.

9. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. We will post the revised policy on this page with an updated effective date. Your continued use of our website after any changes constitutes your acceptance of the updated policy.